nebulaburst

nebulaburst
2021-07-23 12:25:09 (UTC)

decisionsdecisionsdecisions

I keep meaning to write. I just don't have anything major to say.

("except the masses are asses...")

Currently, I am trying to decide what to do with my home situation.

I have a preaauthorization for a little bit on a home loan. It's enough to get a small, functional, but probably run down house. I do not have enough to buy this house I am renting, right now.

Do I continue to rent until I maybe someday have enough credit to buy this and then pretty much end up living here until I die, where I'm not exactly even sure I want to live for the rest of my life?

Do I keep looking for a small, imperfect house that is in my price range just to own something now and slowly improve the home over time? It might be in a worse neighborhood, or it might not. It might have bugs or hidden broken parts of the foundation or the heater might be busted. It might not. There are a lot of things that could be hidden that I won't know right away.

This house is in a spot too close to others, with imperfections that I already know, and will cost me more, over all, on top of needing things fixed.

But if I buy a house in my range, and it's okay enough, it could be the best thing for my mental state. I'd own, not rent, and my mortgage would be smaller than my rent. And I could build equity and make the place better.

Okay, so then, if I buy another house soon, I have to get money to move, and maybe even money for appliances. I'll need help moving my things - including my washer. I'll have to get more credit. I just opened a card that I intend to use sparingly, to have just in case I do move. It would be a help toward any appliances or moving costs.

I think I already know what I want to do.

I want to find a small house somewhere else. I want to pay less in mortgage, and have it be an asset instead of a debt. I want that soon, not later, if my credit ever increases enough to buy this house.

There have been a few houses that have been listed that I'd like. I'm not sure how to do it, but I think I want something else.

I don't think I want this house.

But only if I can find something that I like better.

Now that I know it's possible, I will keep looking. Maybe I'll look into something else. I am not saying yes to the first thing I see. I have options.

The fear of making a wrong decision is hitting me pretty hard.




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