damaged_girl_1

Life as a Damaged Girl
2013-05-18 00:27:59 (UTC)

Woe is me

Ok so this day started out like garbage I must say. I finished my 12 hr shift (which entailed getting the shit kicked out of me by a senile patient repeatedly... good times right?) and set out on a mission of dire importance: obtaining a loan. Now let me first state this: I have been married and subsequently divorced twice, I have a ridiculous amount of student loans, and I have a house that foreclosed years ago. So it is safe to say that credit and finances are not exactly my strong suit. I went from 10 yrs at a job where I had cash in hand everyday to a better paying job, but I only get paid biweekly. Having lots of trouble understanding how I make more money but still can't pay my bills on time. Anyway, let me put my ADHD in check and get back to my initial issue. I went to 3 banks in search of this mythical beast called a personal loan and was told by all 3 that my credit score had to be a 650 or greater to get a loan even with collateral and a cosigner! This is not money I want, this is money I NEED. At this point I am quite pissed at the situation and myself but I am no quitter. NOOO! I may be 10 gallons of crazy in a 5 gallon bucket by the time I get this money , but damn it I WILL get this money. I may be missing nonvital organs that I have harvested and sold on the black market but so be it. You don't have to have both kidneys or all of your lungs to survive right? Next I try a finance place and THEY even turn me down. What the hell is really going on here ? Last resort is a title loan place. My friend works there and she even warns me not to do it if there is any way around it. I look at the paperwork and I see the interest rate: 22%. I was like WOW that is high... then I noticed the next line said something in even smaller print: PER MONTH. Holy fucking shit! Are you serious? Back alley organ donation is looking to be my best option. I am about to sign, but I have to clear my head first. Because at this point I have decided that if I am willing to actually sign this ludacris agreement my best option may be to trot on over and see if I can get a crazy check instead. I take out my phone and call my best friend (who also happens to be my recently seperated from boyfriend) but he doesn't answer. Desperate times call for desperate measures, I call my dad. I whine just enough that I don't actually have to ask for the money. He offers me part of what I need only in an effort to stop the annoying nasal tone I am talking in. I feel like ass that I have reverted to snivelling to get my way, but there is no way in hell that i am going to refuse his offer to float me the money. Saved again I suppose, but I am still wallowing in debt and now self pity as well. Damn it, I guess I forgot to send out the inviations for my pity party yet again. Woe is me :-(

~Damaged_Girl_1~




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